How It Works
With the HESA, you can access a portion of your built-up home equity without incurring interest or monthly payments. We provide you with up to $500,000 in cash, ranging from 5.0% to 17.5% of your home’s current market value.
The HESA is a winning solution if you’re looking to use some
of the money tied up in your home. Smart, simple, and hassle-free, this product allows you to stay in your home and spend the money however you please.
For more detailed information, download the homeowner guide.
Try Our HESA Estimator
Estimated Home Value
Estimated Secured Debt

You May Qualify For:
HESA Amount
To Qualify, You Must:
- Own and live in a townhome or single-family home in the GTA (condos are not eligible).
- Have at least 30% equity in your home.
- Have a credit score of 500 or higher.
If You Qualify, You Could Receive:
-
A cash payment from us between $50,000 to $500,000, ranging from 5.0% to 17.5%
of your home’s current market value.